May 13, 2016· 26 min
28: Finance's Hot New Thing Ended Up In An Old-School Scandal
Orality
Model
83%
Oral-dominant (speeches, podcasts, storytelling)
Speaker Breakdown
HostJoe Weisenthal(120 words)
M:83%
HostTracy Alloway(1,466 words)
M:29%
Oral Indicators
Agonistic42%
very, amazing, basically
Engagement58%
you, our, your
Memory Aids100%
listen, so, well
Repetition100%
peer (41x), they (31x), know (29x)
Parallelism83%
So have you heard the story ab..., And I'm Tracy Alloway, executi..., So today's kind of like a spec...
Sound Patterns94%
40 question(s), alliteration: "markets move", alliteration: "barclays brief"
Formulaic Phrases14%
let me tell you, i mean, to be honest
Literate Indicators
Hedging15%
might, probably, rather
Passive Voice10%
was supposed, was supposed, was called
Abstract Nouns27%
investment, prescription, medication
Subordination19%
because, since, although
Sentence Length36%
Avg: 13.9 words/sentence
Word Complexity49%
investment, analyze, anticipate
Academic Markers0%
Impersonal Style42%
248 personal pronouns found
Descriptive Style100%
automatically, family, directly
Description
Peer-to-peer lending was supposed to disrupt the traditional way people borrowed money. Instead of going to some giant, soulless institution, online platforms offered a way for people to post what they needed to borrow money for, and for other individuals to loan them the money. In other words, rather than have a bank match up savers and borrowers, why not just cut out the middle? But as the industry has grown up, it looks more and more like the old establishment firms it was trying to disrupt. And now, the industry faces an old-school scandal. This week, Odd Lots co-host Tracy Alloway (who is an expert on these firms) explains how it all happened. See omnystudio.com/listener for privacy information.